Are You One Of The Individuals Contributing To The 12 Billion Dollars Banks Are Getting From Fees?

The Credit Card Accountability, Responsibility and Disclosure or Credit Card Act is now in full force. Will this Act help the consumer with its battle with credit card debt? Although these laws went into effect on Monday, February 22, 2010 many consumer will not see a lot of changes in with their personal credit card debt situation. Yes, credit card companies must give you more notice before increasing your rate, but they can still do it. Yes, you have more notice before your bill is due, but you still must pay it. Yes, they can still raise your rates, cut your available credit, or stick you with fees. Join me tonight, Sunday on Women Obtaining Wealth Conversations at 9:00pm EST. We will be discussing the new Credit Card Act and the lives of the people it will affect.   Warm regards, Dina Harbour, Extraordinaire CEO & Host of Women Obtaining Wealth Women Obtaining Wealth Organization W.O.W. Conversations on Internet Radio, Sundays @ 9p EST Call-In # for show: (646) 478-5836 Stay Connected to W.O.W. download our customized toolbar today!

Commentary On Credit Card Act by Dina Harbour   (1405 KB)
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Are You Being "Financially Pimped?"

Being Financially Pumped   Download now or listen on posterous Commentary For Being Financially Pimped.mp3 (1405 KB) I'm sorry if my title is a bit offensive to you but this madness has got to stop! I hear so many stories of young women who seem financially responsible get involved in a relationship with financially irresponsible men. What gives ladies?? This story I am sharing with you is a perfect example of what I consider being "Financially Pimped." Let's just call her "Jane Doe." However this is a very true story. At age 22 Jane is deeply in love with John. So as they build this beautiful courtship he ask Jane to sign 100% for a student loan in the total amount of $50,000 that he will need to finish a school program.  Jane hesitates but he assures her that this is the only way they can build a future together. So in love and hopeful for a future with John she takes total responsibility for his student loan. Now fast-forward 4-years later they are no longer dating. The wedding bells never came their way and she is stuck with him not paying on the student loan that benefited him, however it is also the loan that she in 100% responsible for. So for reasons unknown, John is no longer paying the monthly bill and the creditor calls Jane for the payments. With back payments and late fees she cannot afford to pay. Was she "financially pimped?" Yes!!!! I can say so many things about this "financially pimped" scenario but I won't go into all of that in this blog.  What I do want to say is that a school loan cannot be included in a bankruptcy petition and why someone would take 100% responsibility for a loan that benefits someone else unless it is your child, I do not know.  Please ladies wake-up.  If you were financially responsible why would you risk your financial health for someone who doesn't care about his or her financial future?     Warm regards, Dina Harbour, Extraordinaire CEO & Host of Women Obtaining Wealth  Women Obtaining Wealth Organization W.O.W. Conversations on Internet Radio, Sundays @ 9p EST Call-In # for show: (646) 478-5836 Stay Connected to W.O.W. download our customized toolbar today!

 

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Are You Being "Financially Pimped?"

Being Financially Pumped   Download now or listen on posterous Commentary For Being Financially Pimped.mp3 (1405 KB) I'm sorry if my title is a bit offensive to you but this madness has got to stop! I hear so many stories of young women who seem financially responsible get involved in a relationship with financially irresponsible men. What gives ladies?? This story I am sharing with you is a perfect example of what I consider being "Financially Pimped." Let's just call her "Jane Doe." However this is a very true story. At age 22 Jane is deeply in love with John. So as they build this beautiful courtship he ask Jane to sign 100% for a student loan in the total amount of $50,000 that he will need to finish a school program.  Jane hesitates but he assures her that this is the only way they can build a future together. So in love and hopeful for a future with John she takes total responsibility for his student loan. Now fast-forward 4-years later they are no longer dating. The wedding bells never came their way and she is stuck with him not paying on the student loan that benefited him, however it is also the loan that she in 100% responsible for. So for reasons unknown, John is no longer paying the monthly bill and the creditor calls Jane for the payments. With back payments and late fees she cannot afford to pay. Was she "financially pimped?" Yes!!!! I can say so many things about this "financially pimped" scenario but I won't go into all of that in this blog.  What I do want to say is that a school loan cannot be included in a bankruptcy petition and why someone would take 100% responsibility for a loan that benefits someone else unless it is your child, I do not know.  Please ladies wake-up.  If you were financially responsible why would you risk your financial health for someone who doesn't care about his or her financial future?     Warm regards, Dina Harbour, Extraordinaire CEO & Host of Women Obtaining Wealth  Women Obtaining Wealth Organization W.O.W. Conversations on Internet Radio, Sundays @ 9p EST Call-In # for show: (646) 478-5836 Stay Connected to W.O.W. download our customized toolbar today!

 

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Commentary on:NY Times Article: Banks Apply Pressure to Keep Fees Rolling In - BY:ANDREW MARTIN and RON LIEBER

Are you helping the banks gain 12 Billion!!!!! by paying them overdraft fees????????? Banks Apply Pressure to Keep Fees Rolling In Join the show this Sunday, February 28, 2010 at 9:00pm where we are going to discuss the new credit card laws that went into effect February 22, 2010. Show title: Women Obtaining Wealth's Conversation: Will The New Credit Card Laws Really Make A Difference? W.O.W.'s host Dina Harbour ask the question, will the new credit card laws really make a difference to the average consumer? Let's look at the pros and cons and learn how we can do better with our credit card decisions. Warm regards, Dina Harbour, Extraordinaire CEO & Host of Women Obtaining Wealth Women Obtaining Wealth Organization W.O.W. Conversations on Internet Radio, Sundays @ 9p EST Call-In # for show: (646) 478-5836 Stay Connected to W.O.W. download our customized toolbar today!

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Commentary on Article: Let's Talk About Financial Empowerment For Women- By:Finance Metrics

  
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Commentary on Financial Matrics Article.mp3 (3049 KB)

This is why I am on such a quest to assist women with their financial educational needs! Article: "Let's Talk ABout Financial Empowerment For Women" Please let me know if this information is helpful to you.  If you have a story you would like to share. Please contact me at radioshow@womenobtaiingwealth.com.  Also join me every Sunday at 9:00pm EST on W.O.W. Conversations, we even have a chat room. Warm regards, Dina Harbour, Extraordinaire CEO & Host of Women Obtaining Wealth Women Obtaining Wealth Organization W.O.W. Internet Radio Show, Sundays @ 9p EST Call-In # for show: (646) 478-5836 Stay Connected to W.O.W. download our customized toolbar today!

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Evictions: Why Do Minority Women Suffer The Most Financially?

20100222 Tmm 02 by Npr  
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20100222_tmm_02.mp3 (4060 KB)

Story entitled: Black Women Evicted At Higher Rates see the article on NPR http://www.npr.org/templates/story/story.php?storyId=123973493 You can also listen Warm regards, Dina Harbour, Extraordinaire CEO & Host of Women Obtaining Wealth Women Obtaining Wealth Organization W.O.W. Internet Radio Show, Sundays @ 9p EST Call-In # for show: (646) 478-5836 Stay Connected to W.O.W. download our customized toolbar today!

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Join Me, Dina Harbour on the "No Single Mama Drama" Radio Show tonight 2/22 @ 7:30pm EST

No Single Mama Drama with Miss Kiy (Host/Twitter:@nosmd) and Mrs. Rhee (Co-host/Twitter:@MrsRhee) is a weekly radio show aimed at helping single mothers live drama-free lives. We focus on all aspects of single motherhood and especially those that affect single mothers the most: relationship and financial drama. Includes discussion on my most popular blog series posts, Side Hustle of the Week. Airs weekly on Sunday afternoons from 6 - 8 p.m. E.S.T. Got questions, comments or suggestions? E-mail nosinglemamamdrama@yahoo.com Caution: If you're opposed to the following words: God, Jesus, Praise, Prayer, Faith, Love, Empowerment, and Positivity, this is definitely not the show for you. No Single Mama Drama Radio - where we keep it real and drama free. Tonight's Show Budgeting Before Buying a House Part II with Dina Harbour So you wanna buy a house, huh? Well, as a single mother—or anyone living on a tight budget or low income—you might think that homeownership is an unachievable dream. Well, in this month’s Money Management Monday shows, NOSMD, along with Dina Harbour of Women Obtaining Wealth (W.O.W.) www.womenobtainingwealth.com, are going to walk you through a simple three-step process to getting your mind and money right to help you achieve your homeownership dream! You don’t want to miss Part I of this Home Buying Series and any of our Money Management Monday shows on No Single Mama Drama radio, where we keep it real and drama free. Warm regards, Dina Harbour, Extraordinaire CEO & Host of Women Obtaining Wealth Women Obtaining Wealth Organization W.O.W. Internet Radio Show, Sundays @ 9p EST Call-In # for show: (646) 478-5836 Stay Connected to W.O.W. download our customized toolbar today!

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