Join Me In Becoming Debt-Free!

Goal: My goal is to become "Credit Card" debt free in 3 years and everything else including my home in 5 years. If you would like to join me, please do. You can set your own debt free timeline goal. You can sign-up with Creditkarma.com for free and see ALL "your debt"  and simulated credit score. So to the world, I announce my current debt picture. Total debt: $125,831: Break-down as follows: Credit Cards: $9,190, School Loans $5,882, Auto:0,and Mortgage:$110,759. So I will tackle my credit card debt first interest rates all 3% & under, then school debt at 2.5%, then mortgage at 5%. I'm paying off the mortgage less even though it is the highest interest rate because of the tax benefits. Wish me luck! Warm regards, Dina Harbour, Extraordinaire CEO & Host of Women Obtaining Wealth Founder of Kids And Money Program or K.A.M.P. Office: (678) 310-5131 (Mon-Fri 10a-4p EST) Ezine's Author Expert! Follow me on Facebook/Twitter It's time for your child to discover the correlation between math & money. Send them to KAMP! Stay Connected to W.O.W. download our customized toolbar today!

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Budgeting & The Basics

Budgeting & The Basics: When I learned how to CORRECTLY budget my money, it was such as eye opener. I had no idea how money was suppose to work. I earned money and I spent the money I earned, it was that easy. It wasn't until I started wanting bigger things that I found myself without the money I needed. So I supplemented my income with credit cards. That worked for awhile until the many payments started to become overwhelming. A lot of us get into this trap, keep your budget simple I like to start new "Budgeters" with the 5- finger budget. Put your income into 5 categories, Housing, Debt, Giving, Saving, and Living. Make sure you allocate a percentage of your income into each category (which should total 100%) and over time you will see a big improvement in your financial picture. Warm regards, Dina Harbour, Extraordinaire CEO & Host of Women Obtaining Wealth Founder of Kids And Money Program or K.A.M.P. Office: (678) 310-5131 (Mon-Fri 10a-4p EST) Ezine's Author Expert! Follow me on Facebook/Twitter It's time for your child to discover the correlation between math & money. Send them to KAMP! Stay Connected to W.O.W. download our customized toolbar today!

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Money & Marriage:

Money & Marriage: The commitment of marriage is a wonderful and powerful bond. Today women are getting married at ages older than previous generations, therefore most have already established a financial identity, meaning credit, bills, and in some cases a home. I, myself was 31 when I got married and had already established a financial life. My then husband and I had very different philosophies about money. It took us almost 2-years to create a comfortable system when we combined our incomes and financial spending habits. I tell my clients I use to cringe when he purchased video games and cigarettes. He thought I wasting money on weekly hair salon visits. Eventually we worked it out. We divorced after 10 years, but are still very good friends to this day. We never let money get more powerful then our relationship. Be honest about your "financial philosophy" with your partner and create a system that will make both of you powerful and equals when it comes to money. Warm regards, Dina Harbour, Extraordinaire CEO & Host of Women Obtaining Wealth Founder of Kids And Money Program or K.A.M.P. Office: (678) 310-5131 (Mon-Fri 10a-4p EST) Ezine's Author Expert! Follow me on Facebook/Twitter It's time for your child to discover the correlation between math & money. Send them to KAMP! Stay Connected to W.O.W. download our customized toolbar today!

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Budgeting & Bills

Budgeting & Bills: Keeping a budgeting and paying bills ON TIME can be tricky. You have several bills due on different days, meanwhile you get paid once a month, or twice a month, and for some every week. I find that people operating without a budget pay most of their bills with one of their paychecks and then spend the other paycheck on things they want, instead of paying half of their bills with each paycheck. You can pay some of your bills early and avoid feeling angry that all of your money is going towards bills. That mindset usually causes you to spend money that you should not be spending and engage in a destructive pattern of wastefulness. Use a budget to help you figure out a half and half system. Make sure to have a "savings" category I'm positive you will feel better about paying bills when you start having money left over. -Try it! Warm regards, Dina Harbour, Extraordinaire CEO & Host of Women Obtaining Wealth Founder of Kids And Money Program or K.A.M.P. Office: (678) 310-5131 (Mon-Fri 10a-4p EST) Ezine's Author Expert! Follow me on Facebook/Twitter It's time for your child to discover the correlation between math & money. Send them to KAMP! Stay Connected to W.O.W. download our customized toolbar today!

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Finances & Friendships

Finances & Friendships: We all know that our money is a touchy subject, but what happens to a friendship when one friend ask another for money? I operate from a strict policy when it comes to this issue. I DO NOT loan money that I can't risk losing. I really don't call it a loan because I've watched way to many court battles on TV where one friend thinks the other doesn't need their money back. Time and time again money has ended years of friendship, which is so sad to me. We give "money" so much power over our lives and our hearts. Money is a tool used to buy goods and services, if we need it then we should not give it to someone else. Be firm about that and don't let  anyone manipulate you into giving them money that you can't afford to give. If they can't respect "NO' maybe it really wasn't a friendship in the first place.-Be smart with your money & your heart! Warm regards, Dina Harbour, Extraordinaire CEO & Host of Women Obtaining Wealth Founder of Kids And Money Program or K.A.M.P. Office: (678) 310-5131 (Mon-Fri 10a-4p EST) Ezine's Author Expert! Follow me on Facebook/Twitter It's time for your child to discover the correlation between math & money. Send them to KAMP! Stay Connected to W.O.W. download our customized toolbar today!

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Money & Travel

Money & Traveling: I really enjoy the Fall & Holiday Season. Thanksgiving is my all time favorite holiday. Unlike Christmas, Thanksgiving weather isn't quite as cold.  My family is in the West Coast, so I travel back and forth a few times a year. I've noticed small yet significant increases in flight cost and have came up with a few things that has helped me over the years. Airline companies are very competitive with each other, so I usually compare several airlines going to my particular destination. They have websites that can do this, such as tripadvisor.com and others,however I like going to the airlines direct site. Farecompare.com is another site I use on occasion. They will email me when my flight inquires prices goes down. But out of all the so call "tricks" my best money savers are leaving during the week(usually Tuesday-Thursday), taking what's call a "red-eye" (leaving between 11p-midnight arriving the next morning), and in the cases of major holiday, leaving before and after the crowd. So a minimum of 4-5 day prior and after the actual holiday. For package deals such as flight, hotel, and car rental, I like the deals I get with hotwire.com. I've heard positive things about priceline.com but I haven't experienced any great deals. For just a hotel, I find great deals with hotel.com, they have a cool point system to get a free room.-Good luck, happy trails, and a safe return! Warm regards, Dina Harbour, Extraordinaire CEO & Host of Women Obtaining Wealth Founder of Kids And Money Program or K.A.M.P. Office: (678) 310-5131 (Mon-Fri 10a-4p EST) Ezine's Author Expert! Follow me on Facebook/Twitter It's time for your child to discover the correlation between math & money. Send them to KAMP! Stay Connected to W.O.W. download our customized toolbar today!

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Everyone Has A Passion -What's Yours?

Here's my story.....what's yours? In 2004 I lost two brothers, 3-months apart. I decided then I could not waste another year working a corporate job and being unsatisfied with my life. I had to pursuing my passion. So I sold my home in California and moved to Georgia in 2005 to start my journey. Here I became a Real Estate Agent, Investor. and a foster parent. With my new found freedom I met other women entrepreneurs on their paths to pursuing their dreams. With hard work and determination I started the Women Obtaining Wealth Internet talk show and organization. I wanted people everywhere to experience the power and joy of living their life on purpose. Now 6-years later we are helping others turn their dreams into reality. Hopefully you will decided to join us, we welcome everyone that has a dream! Warm regards, Dina Harbour, Extraordinaire CEO & Host of Women Obtaining Wealth Founder of Kids And Money Program or K.A.M.P. Office: (678) 310-5131 (Mon-Fri 10a-4p EST) Ezine's Author Expert! Follow me on Facebook/Twitter It's time for your child to discover the correlation between math & money. Send them to KAMP! Stay Connected to W.O.W. download our customized toolbar today!

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WoW Conversations/Transitioning From Employee To Entrepreneur

Employee making other people money Entrepreneur making money for yourself and your family On Women Obtaining Wealth Conversations, you will hear QUALITY content and real life situations. This show is for individuals seeking to improve the substance of their life. We focus on various topics such as Personal Responsibility, Money, Mortgages, Refinancing, Budgeting, Saving, Real Estate Investing, Homeownership, Personal Finance, Positive Thinking, Politics, and Entrepreneurship. If you are a person of ACTION, you may want to join our organization as a Member or Partner. Questions can be sent via email to:show@womenobtainingwealth.com....Thanks Show Warm regards, Dina Harbour, Extraordinaire CEO & Host of Women Obtaining Wealth Founder of Kids And Money Program or K.A.M.P. Office: (678) 310-5131 (Mon-Fri 10a-4p EST) Ezine's Author Expert! Follow me on Facebook/Twitter It's time for your child to discover the correlation between math & money. Send them to KAMP! Stay Connected to W.O.W. download our customized toolbar today!

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dina30135@yahoo.com has shared: quirky ideations | Laptop Pullout is a laptop with a deluxe housing. It features more adjustability in height, depth & angle of both the monitor & keyboard.

Vote for me....
quirky ideations | Laptop Pullout is a laptop with a deluxe housing. It features more adjustability in height, depth & angle of both the monitor & keyboard. Source: quirky.com quirky is a social product development company. Your product ideas come in, our community works on them, we sell your product worldwide, and 30¢ of every dollar brought in gets distributed amongst you and the product's influencers.

dina30135@yahoo.com sent this using ShareThis.

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quirky ideations | Laptop Pullout is a laptop with a deluxe housing. It features more adjustability in height, depth & angle of both the monitor & keyboard.

quirky ideations | Laptop Pullout is a laptop with a deluxe housing. It features more adjustability in height, depth & angle of both the monitor & keyboard.

Ways To Make Your Money Strech

When I'm helping my clients restructure or create their household budget I have to become real creative in how i show them ways to save money. Some of these great ideas come from my many years of hanging out with my Mom and Aunt. Some are things I've learned along the way and from other people. Nevertheless, I enjoy helping people save money, especially when gas, food, and utility prices are forever creeping up and we all know we can't do without those important necessities. Below are the seven ways to save, in no particular order.

To read more......

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Dina's EPK

Dina shares her interest, career, and community involvement. An EPK is a great way for business owenrs to disply their ideas, thoughts, and business ideas to potential customers, investors, or other interested parties. -Ask me how you can get this innovative tool today!

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Why Visionaries Should Join Us At Wow

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WoW Conversations Deals With Foreclosures For The Month Of September

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Please join our Intro Show today at 3pm EST to discuss uncoming shows and information for people who are and have dealt with foreclosures. Due to many request, for the entire month of September I will be discussing Foreclosure issues on WoW Conversations. I am doing a brief intro starting today at 3pm EST. Remember you can listen live, listen later, or download the show for a friend or family member. Questions can be sent via email to:show@womenobtainingwealth.com....Thanks Today's Show Warm regards, Dina Harbour, Extraordinaire CEO & Host of Women Obtaining Wealth Founder of Kids And Money Program or K.A.M.P. Office: (678) 310-5131 (Mon-Fri 10a-4p EST) Ezine's Author Expert! It's time for your child to discover the correlation between math & money. Send them to KAMP! Stay Connected to W.O.W. download our customized toolbar today!

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Stay Focused, Positive & Inspired...Join Our Insirational Audo Club Today!

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Do you lack the support, inspiration or encouragement you need? Then join our Inspirational Audio Club! Inspirational Audio Club is a great way for you to stay focused, positive, and inspired. Get a new audio file sent to you daily, weekly or monthly to help you reach your goals. Listen at your computer, ipod, or in your car. We want to help you reach your goals! Warm regards, Dina Harbour, Extraordinaire CEO & Host of Women Obtaining Wealth Founder of Kids And Money Program or K.A.M.P. Office: (678) 310-5131 (Mon-Fri 10a-4p EST) Ezine's Author Expert! It's time for your child to discover the correlation between math & money. Send them to KAMP! Stay Connected to W.O.W. download our customized toolbar today!

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WoW Conversations on BTR Tonight Sunday August 28, 2011 @ 6pm EST

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We Are Back!!! Please join our internet Talk Radio Show tonight, Sunday August 28, 2011 at 6:00pm EST. We will be discussing the new direction of Women Obtaining Wealth and the many business opportunities will have to share with our members and listeners. Today's Show Warm regards, Dina Harbour, Extraordinaire CEO & Host of Women Obtaining Wealth Founder of Kids And Money Program or K.A.M.P. Office: (678) 310-5131 (Mon-Fri 10a-4p EST) Ezine's Author Expert! It's time for your child to discover the correlation between math & money. Send them to KAMP! Stay Connected to W.O.W. download our customized toolbar today!

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Women Obtaining Wealth Welcomes the Kids And Money Program or K.A.M.P.

We need to be vigilant about teaching our kids about money as we are about making sure they eat a proper diet or get an education. Make sure you plant the positive seed in your "little person" about money and how to make, manage, and save it for a better future.  Send your kids to K.A.M.P.! Warm regards, Dina Harbour, Extraordinaire CEO & Host of Women Obtaining Wealth Founder of Kids And Money Program of K.A.M.P. Office: (678) 310-5131 (Mon-Fri 10a-4p EST) Ezine's Author Expert! It's time for your child to discover the correlation between math & money. Send them to KAMP! Stay Connected to W.O.W. download our customized toolbar today!

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Girl Flava Organization Goes To K.A.M.P.

Here is a short "snip it" of the Girl Flava Organization attending the Kids And Money Program or K.A.M.P.. The Discussion was on money, taxes, and careers. Give your child the gift of learning about money. Send your kids to K.A.M.P! We come to your group or organization. Warm regards, Dina Harbour, Extraordinaire CEO & Host of Women Obtaining Wealth Founder of Kids And Money Program of K.A.M.P. Office: (678) 310-5131 (Mon-Fri 10a-4p EST) Ezine's Author Expert! It's time for your child to discover the correlation between math & money. Send them to KAMP! Stay Connected to W.O.W. download our customized toolbar today!

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Women Obtaining Welcomes Our New Partner "Kids And money Program or KAMP"

Attention:  Parents, Program & Camp Directors The Kids And Money Program has three levels in which we help kids make the connection between math and money, budgeting, and understanding the importance of debt, saving and credit.   Money is an interesting topic for children. They love to spend it and they see their parents making financial transactions all the time.  However, many never truly understand the dynamics of money, especially the do’s and don’ts regarding making informative financial decisions. This is where K.A.M.P. comes in. We start with the simplest concepts using real life scenarios to help kids think critically about making various transactions.   You provide the group and facility and we will bring the materials and the great energy. All of our Facilitators come with a strong background in the financial industry as well as working with children. Our motto is to give kids the tools they need to be successful and knowledgeable about financial matters.   “Add real value to your organization by sending your precious children to K.A.M.P.!” Warm regards, Dina Harbour, Extraordinaire CEO & Host of Women Obtaining Wealth Founder of Kids And Money Program of K.A.M.P. Office: (678) 310-5131 (Mon-Fri 10a-4p EST) Ezine's Author Expert! It's time for your child to discover the correlation between math & money. Send them to KAMP! Stay Connected to W.O.W. download our customized toolbar today!

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Women Obtaining Wealth Introduces K.A.M.P. (Kids And Money Program)

Here is just one of the many reason why you should teach your child about money! Send your kids to K.A.M.P! Warm regards, Dina Harbour, Extraordinaire CEO & Host of Women Obtaining Wealth Office: (678) 310-5131 Ezine's Author Expert! Women Obtaining Wealth Organization W.O.W. Conversations on Internet Radio, 4th Sunday @ 6p EST Call-In # for show: (646) 478-5836 Stay Connected to W.O.W. download our customized toolbar today!

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W.O.W. Conversations today, Sunday Mach 27th @ 6pm EST

Today's topic: 20 Quick Cash Ideas During Tough Economic Times Show Description: During these tough economic times I've put together 20 easy money saving tips. Some people may be putting a few of these ideas to work and if so, good for you! Others may be to overwhelm to think things through, so hopefully these tips will give you some relief and clarity. Join the show Warm regards, Dina Harbour, Extraordinaire CEO & Host of Women Obtaining Wealth Office: (678) 310-5131 Ezine's Author Expert! Women Obtaining Wealth Organization W.O.W. Conversations on Internet Radio, 4th Sunday @ 6p EST Call-In # for show: (646) 478-5836 Stay Connected to W.O.W. download our customized toolbar today!

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Lessons From the books: Rich Dad Poor Dad & The Richest Man In Babylon

The Lessons Of Rich Dad Poor Dad & The Richest Man In Babylon Topic: ideas and discussion on these two must read books for anyone seeking wealth. Listen the show here. Warm regards, Dina Harbour, Extraordinaire CEO & Host of Women Obtaining Wealth Office: (678) 310-5131 Ezine's Author Expert! Women Obtaining Wealth Organization W.O.W. Conversations on Internet Radio, 4th Sunday @ 6p EST Call-In # for show: (646) 478-5836 Stay Connected to W.O.W. download our customized toolbar today!

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Article: Financing For Love

Article: Financing For Love Court TV is full of cases that deal with financing for love scenarios. Many women and men are finding themselves financing for love. To read the full article click here Warm regards, Dina Harbour, Extraordinaire CEO & Host of Women Obtaining Wealth Office: (678) 310-5131 Ezine's Author Expert! Women Obtaining Wealth Organization W.O.W. Conversations on Internet Radio, 4th Sunday @ 6p EST Call-In # for show: (646) 478-5836 Stay Connected to W.O.W. download our customized toolbar today!

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